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About us


UniCredit Group
UniCredit Group is a leading European commercial bank with an international network spanning 50 markets, with more than 7,900 branches and over 130,000 employees. The Group operates in 17 European countries.
UniCredit Group benefits from a strong European identity, extensive international presence and broad customer base.
Its strategic position in Western and Eastern Europe gives the group one of the region's highest market shares.

UniCredit Bulgaria
UniCredit Group Bulgaria is represented by four legal entities: UniCredit Bulbank, UniCredit Leasing, UniCredit Consumer Financing and UniCredit Factoring.
UniCredit Bulbank is the largest Bulgarian bank in terms of assets. The Bank is servicing over one million active individual clients and households, high profile private customers, small and mid sized businesses, larger domestic and multinational corporates, municipalities and budget enterprises.
Being a leader among the European financial groups, we are able to provide our customers and partners with best-of-breed financial services.


UniCredit Consumer Financing Bulgaria
UniCredit Consumer Financing is the biggest Non-Banking Financial Institution in terms of assets in Bulgaria.
The company was established in 2006 and in 5 years (in 2011) we succeed to become a leader in non-banking consumer lending market in terms of assets.
In 2013 we granted over 250 thousand loans and we funded above BGN 400 million.




UniCredit Consumer Financing activity is in two main business lines – Point of Sales (POS) financing and Personal Loans in leva.

The clients of the company can apply for POS financing in a network of over 3000 retail stores with UniCredit Consumer Financing logo. Among our dealers are the top retailers in Bulgaria. UniCredit Consumer Financing can finance purchase of white and brown products, PC, air-conditioning, automotive, furniture, construction materials, sanitary equipment and many others.


UniCredit Bulbank is the main partner of UniCredit Consumer Financing in the country. By agreement between the two companies all consumer loans in leva are provided by UniCredit Consumer Financing trough the branch network of the bank or UCF and its partners. “The advantages of this model are that it allows up to improve significantly the quality of service to our customers by reducing the time between submission of documents for credit approval and credit utilization, reduce bureaucracy and paperwork, improve credit risk management and cost of borrowed resources”, said Andrea Cassini, COO of UniCredit Bulbank.




The company’s striving is to stands beside its Customers to make informed financing decisions, to offers the right product in the most transparent and clear manner possible. UniCredit Consumer Financing builds its reputation on the base of trust, responsibility and quality of work. The corporate policy is oriented to creating a consumer financing form new generation through high quality of the service and innovative decisions.